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Remember if you want to help me out with the cost of this bike, go here and drop some cash on me! https://gofund.me/6518ecbc

Other ideas if this bike loan falls through.

One, an electric bike. I can get one for between $800 to $1500. I could save up the money for it without a loan. I have several bikes I’ve looked at over the last few weeks. I want an adventure one so if I go off the main pavement I don’t get stuck in the mud.

Two, a moped that is a cheaper model and only goes 30mph. This could save me money and get me use to riding two wheels without going the electric bike route.

Three, lastly I could try to find something used and online. This could be costly if I have repairs but it could mean the difference between getting a bike I want vs nothnig.

In the end, it’s all about stepping up and creating a world where my dream comes true. I can do this and so can you!!

TS

it was a jump in my score and the first sign things are going in the direction I want. I can’t wait to get my bike.

Side note, the bike does have an oil pan recall and isn’t being sold right now. I do hope it gets fixed and the sales start soon. I can’t wait to get the loan and do this!

Remember sometimes things take a bit but you can do it! You got this! Don’t give up now!

TS

I started this journey with an upbeat idea and hope to get a bike. I still have hopes of doing just that but the pot holes in this road are getting bigger.

My hours went down to three days a week. I have some PTO that I can use to offset the lack of hours but not much left. In a few weeks, I won’t have any left to help me out as I used them on other weeks to boost my income.

I am now looking at other ideas to make side money. I don’t really want to quit as overall my job works well with my health issues and I can stop if need be to sit down to rest. I fear other jobs won’t be so kind and currently I am not on any state or federal help for income. I do get health insurance free but I work so I figured there was no need for federal income help. Now I’m not so sure.

I will do my best to be creative, come up with ideas to bring in income, and stay upbeat.

TS

Stopping lottery and gambling! I did it! I stopped. I put an end of losing money and never getting what I want in this life. This was a big issue for me.

I have it set that for the state’s gambling site I can’t for 2 years and for the local casino I can’t for 5 years. In a few years, I plan to add myself to a state list that will ban me for 5 years for all state online gambling. This way I should be able to get around 7 years in total.

I won’t be able to get myself off the ban either. I can’t call or text or email. It just doesn’t work that way. I have to wait until the ban is over than I can get off the lists and start to gamble again. I wish the state had a lifetime ban. I plan to look into it and if they do, I’m putting me down.

I would rather not gamble online ever again. It has always been the one place I gamble far more than I have and I always end up feeling horrible about losing the money.

Now onto better things. Money in my pocket and My bike!!!!

TS

My fico credit score went up! Now granted it is so much lower than the others and I have some issues to fix.

In all the path is forward and in the right direction. 🙂 I couldn’t be happier expect if someone donated to the gofundme or someone gifted me the bike! Dreams are worth it!

I don’t know if this will stay but…

My points went up. 6 points higher. I won’t say where i started but higher is good. Higher is closer to the goal.

Closer to a loan. Closer to my bike!!!!!

TS

It’s the journey we crave, right? I think so but as upbeat as I get the worry is right behind it. Today isn’t bad. I got some sleep, did a plan out for the breakdown per check to save and pay the bills.

Things overall are looking good! 🙂

so why worry? Just in my nature and I’m use to it. I think if I stopped worrying, I would feel off or even sick. So back to my slight worried state and my upbeat outlook!

TS

I found out today my credit limit is 0. This is the main issue I’m having with loans. Once my secured credit card is used and puts a report to the credit stuff, I should see that increase along with extra prompts to my payment on time. This should help my credit limit climb and help me get my loan.

Also signed up today for the college so I can get my motorcycle class spot once that goes live! I am super excited!

TS

Today was a hard day. I got up and spent money on lottery online I didn’t have per say. Granted it was only $10 but it adds up. My nerves were right behind that with my anxiety in full swing.

The biggest issues, the What Ifs. What if I can’t pass the class? What if I can’t get in the class? What if I can’t get the loan?

Then sets in the thoughts that make this a hard day. Should I stop this? I mean, what do I really think is going to happen? Me, get a bike?

I’m not going to listen to me today. I think that is wise. I want to do this and I’m going to have doubts at times. I’m going to worry. It’s just who I am. That doesn’t mean I should stop trying or stop wanting this bike.

Hang in there, self, we got this!

TS

Do I remember how to drive a manual? To take and pass the MSF class for motorcycles I will have to remember and learn how to shift gears. I only need this if I plan to drive a motorcycle down the road. Right now the plan is the Honda ADV 160 which is automatic. I have no idea why on earth other than learning how to brake, turn, stop on two wheels, I need this class. I looked it up and according to my research I have to get a motorcycle endorsement as the bike is considered a scooter motorcycle.

My personal thought is Michigan should separate scooters which travel faster than 30mph and manual motorcycles. There should be two separate things for your license. Anything manual is going to drive different than an automatic. Plus what happens if i get a motorcycle down the road in a few years? I won’t have to retake this class but I will have to remember the lessons. To me, it makes more sense to have me take a class or skill test that covers scooters and if I decide to upgrade to a motorcycle, than take the MSF course.

Today’s goal is to call Delta College up in Michigan as they offer the class and if I take it, I can skip the skills test by the State. I have to find out as I have to register as a student what I need to do. I am not taking any college classes so I have no plans to take an any tests. I do hope the college admission is cheap as the class is only $50. Sometime this month, I want to sign up for the class and find out when they offer them.

TS